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How Does Renters Insurance Cover Personal Liability?
Personal liability protection is one of three distinct coverages included in renters insurance policies. It covers the cost of a variety of incidents and damages that a renter could be responsible for,...
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Do I Need Renters Insurance?
You'll need renters insurance if your landlord or your building requires it. While not required otherwise, anyone renting any type of residence long-term -- be it an apartment or single-family home --...
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Renters Insurance for Apartments
Renters insurance for an apartment is no different than renters insurance for a single-family home. Apartment renters insurance offers the same coverages for personal property, liability and loss of...
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Mobile Home Renters Insurance
It is strongly recommended that tenants renting a manufactured home (commonly called a mobile home) purchase insurance, even if they aren’t required to have a policy. Mobile home renters insurance is...
View ArticleDoes Renters Insurance Cover Bed Bugs?
Renters insurance does not cover bed bugs. Deterring and eliminating pests, such as bed bugs, is considered part of standard maintenance of a home and the responsibility of a tenant. Below is...
View ArticleDoes Renters Insurance Cover Dog Bites?
Yes, renters insurance covers dog bites. Generally, dog bites and any other damages a policyholder’s canine might cause are covered under the personal liability protection included in renters...
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Does Renters Insurance Cover Moving?
Renters insurance will not cover any personal property damaged while under the care of movers. It's a highly recommend insurance with comprehensive coverage, but even belongings a policyholder moves on...
View ArticleDetails Buried In The Fine Print Of Renters Insurance Policies
More tenants than ever are buying renters insurance but are they reading the fine print and fully understanding their coverage? Without reviewing the details, they might unknowingly be underinsured or...
View ArticleWhy California Has High Renters Insurance Rates
Renters insurance rates in the state of California are among the highest in the nation and that might be due to a number of reasons.The average renters insurance rate for a sample policyholder and...
View ArticleEven The Smallest Apartments Should Have Renters Insurance
No matter how small an apartment might be, it’s widely recommended that tenants purchase renters insurance. Only about 37% of all renters have a renters insurance policy – well below the number of...
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Short-Term Renters Insurance Basics
As a homeowner or renter, temporarily leasing your residence as a short-term rental might be reason to purchase additional insurance. Guests staying at a short-term rental (either through a...
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Who Has the Cheapest Renters Insurance Quotes in Washington DC?
Washington DC is home to thousands of renters to whom we highly recommended renters insurance. Luckily, in DC going with the right company can mean paying less than the cost of a lunch for thousands of...
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What Does Renters Insurance Cover?
Renters insurance covers costs associated with damage to your personal property, personal injuries to guests, and living expenses if your apartment becomes unlivable. Not every cause of damage will be...
View ArticleWhen is Renters Insurance Tax Deductible?
Renters insurance is tax-deductible when it covers a location in which you are operating a business. More specifically, only the percentage of space allocated to that business is tax-deductible. A home...
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Is Your Office At Home? Here’s How To Deduct Renters’ Insurance From Your Taxes
If your home is also the main office for your job, you save handsomely on office rent and the commute from home is a breeze. You may also be able to deduct a host of expenses for the space in which you...
View ArticleDoes Renters Insurance Cover Theft?
Renters insurance will cover your personal belongings whether they are stolen inside or outside your home. You would be covered up to the limits of your policy, though certain objects will have caps to...
View ArticleDoes Renters Insurance Cover Mold?
If mold destroys objects in your rental home, your renters insurance may cover you depending on what caused the mold to begin with. Mold tends to be a gray area because of certain exceptions. In this...
View ArticleDoes Renters Insurance Cover Flood Damage?
Standard renters insurance policies will not cover the contents of your rental home if you are flooded due to weather. Flooding from internal leaks are covered. To have coverage for flood damage...
View ArticleDoes Renters Insurance Cover Property in Self-Storage Units?
If you store personal items in a self-storage unit away from your main premises, renters insurance will generally cover them--though at a lower limit. You also have the option of buying a policy from...
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Who Has the Cheapest Renters Insurance Quotes in NYC?
There are over 3 million renters in New York City and less than half have renters insurance. New Yorkers can buy renters insurance for just dollars per month, and ensure all of their valuables are...
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